Payment Plans

Zip Money is a line of credit with credit limits over $1,000.

This product offers consumers a line of credit of up to $5,000 for regular accounts and up to $50,000 for specific merchants.

Zip Money offers customers a guaranteed interest-free period of 3 months across all products and up to 36 months with some retailers.

Zip Money accounts incur a $7.95 monthly account fee when there is an outstanding balance at the end of each month as well as a one-off establishment fee for certain credit limits. 

To apply for a Zip Money account greater than $5,000, please consult the merchant you would like to purchase with or apply here. 

A complete overview of our fees and charges can be found on the Zip Money website.

Our Zip Money online store is Wisteria Homes

Enhance the Live-ability of Your Home
Small renovations, home additions and upgrades can be a great way to increase your property’s value and live-ability.
Now you can get a great unsecured rate up to 10 years without messing with the mortgage.
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More people are staying where they are
House prices have risen across the country in the last decade.
A growing trend for homeowners is to stay put and improve the home they’ve got in the suburb they know and love rather than selling to upgrade.
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According to some reports, almost 20% of all home improvement finance is unsecured (via credit cards or personal loans).
For many households this can mean paying interest rate of 15% to 20% which can add a heavy burden. The Parker Lane Home Extras team are the only brokers in Australia to offer a genuine home improvement personal loan with rates, features and terms that look more like a mortgage.​
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Paperwork free finance
Printing, scanning and going to a branch are a think of the past.
Parker Lane’s streamline online application process means no more paperwork because you can do everything online – from the privacy of your home and at a time that suits you.